cn-group.com PRIVACY POLICY

At cn-group.com, protecting your privacy is very important to us. Our goal is to treat the personal information you furnish us with the utmost respect, and in accordance with the Privacy Policy. This Privacy Policy is currently applicable only to our United States customers and visitors when they interact with our website.

Please read on for details about our practices for handling and securing your personal information.

WHAT INFORMATION DO WE COLLECT? HOW DO WE USE IT?

Anonymous Browsing
You can visit Continental-National on the World Wide Web without telling us who you are or revealing any information about yourself, including your e-mail address. In this case, our web servers collect the name of the domain you used to access the Internet (such as aol.com) and the web site you came from and visit next. This information is used by us and our business partners to measure the number of visits, average time spent, page views, and other statistics about visitors to our web site in general. We also use this data to monitor site performance and to make the site easier and more convenient to use.

Personal Information Collection
There are times when we may ask you for information about yourself to assist us in meeting your various needs, including:

In these cases, your browsing will no longer be anonymous to us. To provide these services, we may need to ask you directly to provide, among other things, your name, physical address, zip code, e-mail address, and phone number. Also, you may elect to apply online for one of our products or services, which may require us to gather additional information to determine your eligibility.

Cookies

If you are browsing, a cookie is used to help us measure the number of visits, average time spent, page views, and other statistics relating to our web site. This cookie, by itself, doesn't tell us your e-mail address or who you are. If you decide to register online with one of Continental-National's business units, we may collect additional information to provide tailored offerings or content to you. In this case, we use Cookies to recognize you on subsequent visits and make your online experience more convenient. For more information on Cookies, click here.

SHARING OF INFORMATION AND CONSUMER CHOICE

When you provide information to us, we may share your information with our affiliated companies and third parties for the purpose of fulfilling your requests as well as offering you other products and services that may be of interest to you. When you submit personal information to us during your visit to cn-group.com, we will let you know how you can prevent disclosure of this information to third parties for marketing purposes, if you so choose. We may also aggregate statistics that we gather about our customers, sales, traffic patterns, and services and provide these statistics to third parties; however, when we do, these statistics will not include any personal information that identifies individuals.

E-MAIL COMMUNICATION AND ONLINE SURVEYS

Occasionally, we will send you e-mail communications with information, which may be useful to you, including information about our products and services or about offering from affiliates or third parties. When you first provide us with your e-mail address, you will be given the option of not receiving any such e-mail if you choose. We will include instructions in our e-mail messages on how to unsubscribe if you later decide you do not want to receive any future e-mails.

At times, we conduct online surveys to better understand the needs, profiles, and experience of our visitors. You will be given the option of not participating in such surveys.

HOW IS YOUR INFORMATION SECURED AND PROTECTED?

cn-group.com uses encryption and authentication tools to protect your personal information. E-mails you send us are not necessarily secure when they are transmitted to us. If your communication is very sensitive or include highly confidential information, you may want to send it via regular mail instead.

We instruct our employees with access to your information that it is to be used only in adherence with the principles set forth in this Privacy Policy and the laws applicable to each specific business. Employees who misuse customer information are subject to disciplinary action.

HOW DO YOU ACCESS AND UPDATE YOUR INFORMATION?

In some cases, you may want to update the information that you have provided to us. This may require you to use a unique user name and password (or "PIN"). Also, where the capability exists, you may request that we modify or delete information we have gathered during your visit. See the cn-group.com Contact Us page for additional information.

INFORMATION PROVIDED BY YOU

Any information provided by you to Continental-National, including but not limited to feedback, data, questions, comments, suggestions or the like, shall be deemed to be non-confidential. Continental-National shall have no obligation of any kind with respect to such information and shall be free to reproduce, use, disclose and distribute the information to others without limitation. Additionally, Continental-National shall be free to use any ideas, concepts, know-how or techniques contained in such information for any purpose whatsoever, including but not limited to developing, manufacturing and marketing products incorporating such information. However, Continental-National will not use your name or otherwise publicize the fact that you submitted materials or other information to Continental-National unless: (a) we ask your permission to use your name; or (b) we first notify you that the materials or other information you submit to a particular part of this site will be published or otherwise used with your name on it; or (c) we are required to do so by law.

More Information on Cookies:

Cookies are small pieces of data stored by your internet browser on your computer's hard drive. They cannot be used to get data from your hard drive, get your e-mail address or personal identifying information about you. You may set your browser to notify you when you receive a cookie or to prevent cookies from being sent. Please note, however, that by not accepting cookies, you will limit the functionality we can provide you when you visit our site.

For Netscape users, Netscape Navigator Version 4.0 began giving users the ability to control cookies. New versions of Microsoft's Internet Explorer have a similar capability. Refer to these companies' web sites for additional information.

WHAT IF WE CHANGE OUR PRIVACY POLICY?

Continental-National and its affiliated companies reserve the right to modify or supplement this Privacy Policy statement at any time. If we make any material change, we will update our website to include such changes.