DATE: August 23, 2002

TO: Office Managers and F&I Managers

FROM: Laura K. Reardon, CPS

RE: Late Business Notice

Please be aware that business written by the Dealership on I.A.S. products referenced below should be submitted within sixty (60) days of the original vehicle delivery date.

Any contracts received by I.A.S. after 60 days from the delivery date may be returned to the dealer. It would then become the dealership's responsibility to handle any claims arising on the returned contract(s).

The products included in this Notice are:

1. Hartford GAP
2. Theft Avert® Etch
3. Phantom Footprints
4. Tire & Wheel Guarantee
5. Super PolyShield® Environmental Protection
6. EZ Lease - Excess Wear & Mileage

We appreciate your effort in submitting timely.

If you have any questions, please feel free to contact me personally at 813.223.0085, ext. 21. As always, thank you for the opportunity to serve you.

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