DATE: June 28, 2002

TO: Dealers, General Managers and F&I Managers

FROM: Mark S. Krejci

RE: The New Florida Law Sb2102 - Vehicle Protection Products

There has been some confusion recently in regard to the definition of "Vehicle Protection Products", under the new law. Some dealers are thinking that it only applies to etch, while others are wondering whether it applies to hard-add products such as ignition-interrupts, or Lojack. The law states that sb2102

…also includes any contract or agreement that provides payment for vehicle protection expenses and is provided in conjunction with a vehicle protection product.

(18)"Vehicle protection expenses" means payments to a service agreement holder for the failure of a vehicle protection product to prevent the theft of a motor vehicle. Payments to a service agreement holder under this subsection includes unreimbursed incidental expenses incurred by the service agreement holder, including only:

(a) Loss or damage to the vehicle as a result of the failure of the vehicle protection product to prevent the theft or not result in a return of a stolen motor vehicle and;

(b)Expenses for a replacement vehicle, temporary vehicle rental expenses, and registration expenses for a replacement vehicle.

(19)"Vehicle protection product" means a product or system that is installed or applied to a motor vehicle and designed to prevent the theft of that vehicle.

So as I read it, this seems to include window etching, body parts marking, car alarms or a Lojack, as long as they also provide a benefit payable to the consumer.
If I can provide further clarification, please feel free to give me a call at (813) 223.0085 x25.

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